Trade Credit Insurance

Our trade credit policy covers you against your debtors’ non-payment that can be caused by commercial events such as insolvency or protracted default. For a small to medium sized business, a bad debt can have a significant impact on cash flow and profitability. However, there are a number of benefits that a trade credit policy can provide.

Cost-effective.

Cost effective protection against the risks of non-payment as a result of your customers' unexpected insolvency or inability to pay.

Efficient.

Efficient claim payments that ensure the impact of a bad debt on your cash flow and balance sheet is minimised.

Confidence.

Confidence to grow your business with customers and markets that may be new to you, or with existing customers you are looking to expand your business with.

Intelligence.

Market intelligence may be provided on your customers to help provide an early warning that a customer is in financial difficulty.

Enhance.

Enhance your existing credit control procedures and promotes good credit management practices and make the request for trade finance from a financial institution both attractive and economical.